• Credit Risk Management

    NCF Wealth brings in quantitative risk management technology to collect assorted multi-dimensional risk information of borrowers and the associated data. Combined with borrowers’ network behavior data and machine learning algorithm, NCF Wealth formulates a credit model and implements credit risk management in the entire process from risk control strategy, modeling, credit review, lending to post-loan management.

  • Operational Risk Management

    According to the operational risk classification standard put forward in the New Basel Capital Accord, NCF Wealth identifies, evaluates and applies a three-tier risk management mechanism effectively and scientifically to ensure sound business operations.

    The first level: daily self-examination of risk operation posts in various departments.

    The second level: supervision and verification from risk management center.

    The third level: overall verification of internal and external audit.

  • Information Security Risk Management

    NCF Wealth performs strict information security management in line with ISO27001, the rules of Classified Protection of National Information System Security (level 3) issued by the Ministry of Public Security and the supervision norms of regulatory agencies at various levels. The launch and upgrade of NCF Wealth’s systems strictly follow Microsoft SDL’s security development process and rigid security supervision is exercised in the whole software development cycle and process, including security training, demand analysis, system design, implementation, verification, release, response, etc. to ensure system security.

  • Compliance Risk Management

    NCF Wealth ensures business compliance and discloses information in accordance with regulatory policy and requirements of timely implementation.

    NCF Wealth enhances risk awareness of investors and fully discloses potential risks in various investments. We guide investors in conducting risk assessment and classified management according to their risk tolerance.

RISK CONTROL SYSTEM
Four-dimensional Risk Control System

Based on the concept of four-dimensional risk control system, NCF Wealth establishes a multi-domain database crossover algorithm using big data, brings in quantitative risk management technology, and builds a risk control model for different business modes to exercise overall management of credit risk, operational risk, compliance risk, and information security risk.

  • Credit Risk Management

  • Operational Risk Management

  • Information Security Risk Management

  • Compliance Risk Management

  • Credit Risk Management

    NCF Wealth brings in quantitative risk management technology to collect assorted multi-dimensional risk information of borrowers and the associated data. Combined with borrowers’ network behavior data and machine learning algorithm, NCF Wealth formulates a credit model and implements credit risk management in the entire process from risk control strategy, modeling, credit review, lending to post-loan management.

  • Operational Risk Management

    According to the operational risk classification standard put forward in the New Basel Capital Accord, NCF Wealth identifies, evaluates and applies a three-tier risk management mechanism effectively and scientifically to ensure sound business operations.

    The first level: daily self-examination of risk operation posts in various departments.

    The second level: supervision and verification from risk management center.

    The third level: overall verification of internal and external audit.

  • Information Security Risk Management

    NCF Wealth performs strict information security management in line with ISO27001, the rules of Classified Protection of National Information System Security (level 3) issued by the Ministry of Public Security and the supervision norms of regulatory agencies at various levels. The launch and upgrade of NCF Wealth’s systems strictly follow Microsoft SDL’s security development process and rigid security supervision is exercised in the whole software development cycle and process, including security training, demand analysis, system design, implementation, verification, release, response, etc. to ensure system security.

  • Compliance Risk Management

    NCF Wealth ensures business compliance and discloses information in accordance with regulatory policy and requirements of timely implementation.

    NCF Wealth enhances risk awareness of investors and fully discloses potential risks in various investments. We guide investors in conducting risk assessment and classified management according to their risk tolerance.

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